I had to report an insurance claim the other day. I was driving on the belt way when a car rear ended me. It’s only the 2nd accident that I’ve been involved in in the past 10 years, but none the less my insurance company raised my premium. The worst part about the whole thing is that neither incidents were my fault. Because of all this I am thinking about changing my insurance company. I’ve had enough of them raising my premium for incidents that were not my fault. I need some cheap auto insurance that will also be good to me.