When you next come to conduct credit card reviews – focusing on the right criteria for selecting the right credit card is important. There are a few main things to consider before you select your next credit card. The main thing for most people is the interest rate. A recent survey by one of Australia’s biggest banks found that over half the people questioned looked at the interest rate above all else when they were reviewing and comparing different credit cards. This suggests that most people select their card for functional uses rather than as a way to get some bonus rewards. The trustworthiness of the financial institution was the second most popular reason for selecting one credit card over another.